If you’re looking to lower your monthly mortgage payment and have the means to make additional payments towards your loan principal, a mortgage recast might be the solution you’ve been searching for. In this comprehensive guide, we’ll walk you through what a recast is, its potential benefits, eligibility criteria, and the step-by-step process from initiation to completion. Let’s explore how …
Navigating the Homestead Exemption: A Guide to Property Tax Relief
The Homestead Exemption is a valuable benefit that can help homeowners save on property taxes. This exemption is available in several states across the United States, providing financial relief to eligible homeowners. In this blog post, we explore how eligible homeowners can take advantage of this valuable benefit. States offering the Homestead Exemption: The Homestead Exemption is not available nationwide. …
Enroll for Electronic Year-End Statements!
If you’ve already embraced the convenience of paperless mortgage and account statements, we applaud your commitment to a streamlined, eco-friendly approach to managing documents associated with your loan! Did you know we recently expanded our paperless delivery service to include electronic year-end statements? In a few quick clicks, you can enroll now to receive an email notification when your future …
Safeguard Your Home and Mortgage with an Emergency Fund
Owning a home is a dream for many, but it comes with a significant financial responsibility — the monthly mortgage payment. Unfortunately, unexpected financial hardships can occur, making it challenging for homeowners to meet these obligations. As your mortgage partner, we want to help you stay on track with your financial goals. We’ve interviewed University of Houston’s Dr. Daniel Perez …
Navigating Disasters: From Preparation to Recovery
Recovering from a disaster can be a daunting task, but it’s important to remember that you are not alone and that you can rebuild and recover. While the immediate aftermath of a disaster can be overwhelming, focusing on the safety and well-being of yourself and your loved ones should be your top priority. It’s important to approach this process one …
Navigating Disasters: When Nature Strikes (Part II)
Even if you’re well prepared, being in the thick of a disaster can be scary and overwhelming. Part II of Navigating Natural Disasters: From Preparation to Recovery explores a few things to remember when nature strikes. Ensure safety and contact first responders: Seek emergency shelter if necessary: Account for the well-being of loved ones: Secure personal property and protect your …
Navigating Disasters: First Steps Toward Recovery (Part III)
The path to recovery can be challenging but take it one step at a time. In Part III of Navigating Natural Disasters: From Preparation to Recovery, we’ll walk through steps you may need to take immediately following a disaster: how to protect your identity and avoid scams; what to do if your property is damaged; and finding assistance from community …
Navigating Disasters: Returning to Normalcy (Part IV)
While it may take time to fully restore normalcy, there are several steps you can take to regain a sense of stability and move forward. Part IV of Navigating Natural Disasters: From Preparation to Recovery explores how. Establish a daily routine: Develop a plan for recovery: Consider professional counseling: Engage with your community: Returning to a sense of normalcy after …
Go Digital With Your Mortgage!
We’re happy to offer a variety of digital services and tools designed to make managing your mortgage quick and easy—anytime, anywhere. Here’s an overview of the variety of options we offer, from setting up your account online to enrolling for autopay and more. Register your mortgage online: Setting up your account online lets you manage your mortgage your way—anytime, anywhere. …